:root {
    color-scheme: light;
    --ink: #173a36;
    --muted: #63736f;
    --line: #c9dcd7;
    --paper: #f7faf9;
    --green: #0e655d;
    --green-dark: #084b46;
    --mint: #dff1ed;
    --blue: #315f7c;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
    margin: 0;
    color: var(--ink);
    background:
        radial-gradient(circle at 8% 0%, rgba(37, 163, 148, .12), transparent 32rem),
        linear-gradient(180deg, #edf5f2 0, var(--paper) 38rem, #eef4f2 100%);
    font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

a { color: inherit; }

.topbar,
main,
footer {
    width: min(1160px, calc(100% - 40px));
    margin-inline: auto;
}

.topbar {
    min-height: 84px;
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.brand {
    display: inline-flex;
    align-items: center;
    gap: 11px;
    text-decoration: none;
    font-size: 1.05rem;
    font-weight: 800;
    letter-spacing: -.02em;
}

.brand-mark {
    width: 36px;
    height: 36px;
    display: grid;
    place-items: center;
    border-radius: 11px;
    color: #fff;
    background: linear-gradient(145deg, var(--green-dark), #168177);
    box-shadow: 0 8px 18px rgba(8, 75, 70, .18);
}

.quiet-link {
    color: var(--green-dark);
    font-size: .88rem;
    font-weight: 700;
    text-decoration: none;
    border-bottom: 1px solid rgba(8, 75, 70, .28);
}

.hero {
    display: grid;
    grid-template-columns: 1.35fr .85fr;
    gap: 38px;
    align-items: center;
    padding: 74px 0 88px;
}

.eyebrow,
.module-kicker,
.signal-label {
    margin: 0 0 14px;
    color: #28746b;
    font-size: .7rem;
    font-weight: 850;
    letter-spacing: .14em;
}

h1 {
    max-width: 760px;
    margin: 0;
    font-family: Georgia, "Times New Roman", serif;
    font-size: clamp(3.35rem, 7vw, 6.4rem);
    font-weight: 500;
    line-height: .95;
    letter-spacing: -.055em;
}

.lead {
    max-width: 650px;
    margin: 28px 0;
    color: var(--muted);
    font-size: clamp(1rem, 2vw, 1.2rem);
    line-height: 1.65;
}

.primary-action {
    display: inline-flex;
    align-items: center;
    min-height: 50px;
    padding: 0 20px;
    color: #fff;
    background: var(--green-dark);
    border-radius: 11px;
    text-decoration: none;
    font-size: .9rem;
    font-weight: 760;
    box-shadow: 0 12px 24px rgba(8, 75, 70, .18);
}

.primary-action:hover { background: var(--green); }

.access-note {
    display: inline-block;
    margin: 0 0 0 12px;
    color: var(--muted);
    font-size: .78rem;
}

.signal-panel {
    padding: 30px;
    background: rgba(255, 255, 255, .72);
    border: 1px solid rgba(173, 203, 196, .8);
    border-radius: 22px;
    box-shadow: 0 22px 54px rgba(30, 78, 70, .09);
    backdrop-filter: blur(12px);
}

.signal-step { display: flex; gap: 15px; align-items: flex-start; }
.signal-step > span {
    width: 34px;
    height: 34px;
    display: grid;
    place-items: center;
    flex: 0 0 34px;
    color: var(--green);
    background: var(--mint);
    border-radius: 10px;
    font-size: .72rem;
    font-weight: 850;
}
.signal-step strong { display: block; font-size: .96rem; }
.signal-step small { display: block; margin-top: 4px; color: var(--muted); line-height: 1.4; }
.signal-line { width: 1px; height: 26px; margin: 5px 0 5px 17px; background: var(--line); }

.modules {
    padding: 72px 0;
    border-top: 1px solid var(--line);
}

.section-heading { display: flex; align-items: end; justify-content: space-between; gap: 20px; }
.section-heading h2 {
    margin: 0 0 12px;
    font-family: Georgia, "Times New Roman", serif;
    font-size: clamp(2.2rem, 4.5vw, 3.7rem);
    font-weight: 500;
    letter-spacing: -.04em;
}

.module-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; margin-top: 34px; }
.module-card {
    position: relative;
    overflow: hidden;
    min-height: 430px;
    padding: 34px;
    background: rgba(255, 255, 255, .78);
    border: 1px solid var(--line);
    border-radius: 20px;
    box-shadow: 0 14px 38px rgba(31, 74, 67, .07);
}
.module-card::after {
    content: "";
    position: absolute;
    width: 240px;
    height: 240px;
    right: -100px;
    top: -110px;
    border-radius: 50%;
    background: rgba(37, 163, 148, .08);
}
.bank-card::after { background: rgba(49, 95, 124, .08); }
.module-number { float: right; color: #8ca49f; font: 500 2.1rem Georgia, serif; }
.module-card h3 { margin: 5px 0 14px; font: 500 2rem Georgia, serif; letter-spacing: -.025em; }
.module-card > p:not(.module-kicker) { max-width: 500px; color: var(--muted); line-height: 1.55; }
.module-card ul { margin: 26px 0 38px; padding: 0; list-style: none; }
.module-card li { padding: 10px 0; color: #49615c; border-bottom: 1px solid #dbe7e4; font-size: .9rem; }
.module-card a { position: absolute; left: 34px; bottom: 34px; color: var(--green-dark); font-weight: 800; text-decoration: none; }
.bank-card a { color: var(--blue); }
.module-card a span { display: inline-block; margin-left: 8px; transition: transform .2s ease; }
.module-card a:hover span { transform: translateX(4px); }

.trust-strip {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1px;
    margin: 0 0 78px;
    overflow: hidden;
    border: 1px solid var(--line);
    border-radius: 16px;
    background: var(--line);
}
.trust-strip div { padding: 22px; background: rgba(247, 250, 249, .95); }
.trust-strip strong { display: block; margin-bottom: 5px; font-size: .87rem; }
.trust-strip span { color: var(--muted); font-size: .78rem; line-height: 1.4; }

footer {
    min-height: 92px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    color: var(--muted);
    border-top: 1px solid var(--line);
    font-size: .78rem;
}

@media (max-width: 820px) {
    .hero { grid-template-columns: 1fr; padding: 48px 0 64px; }
    .signal-panel { max-width: 560px; }
    .module-grid { grid-template-columns: 1fr; }
    .trust-strip { grid-template-columns: 1fr; }
    .access-note { display: block; margin: 12px 0 0; }
}

@media (max-width: 520px) {
    .topbar, main, footer { width: min(100% - 28px, 1160px); }
    h1 { font-size: 3.2rem; }
    .hero { gap: 26px; }
    .signal-panel, .module-card { padding: 24px; }
    .module-card { min-height: 450px; }
    .module-card a { left: 24px; bottom: 28px; }
    footer { align-items: flex-start; flex-direction: column; justify-content: center; gap: 7px; }
}